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January Challenge

January 29th, 2009 at 12:42 am

So this month I thought I'd begin to focus (?) on any extra savings going into my money market account. However, before doing that (and being the hyperactive and easily distracted person I am), I had preliminary savings goals I wanted to check off the list quickly this year.

I want to fully fund my Christmas account and beef up my checking account cushion and my freedom account cushion. (The list goes on and on, since I'm usually all over the place with these savings goals, but I'm REALLY trying to limit my focus!)

I got a bonus at work (about $620) for which I'm soooooo grateful considering the times we're in. Instead of adding it to my 'challenge' account, I added $600 of it to the Christmas account.

Christmas account new balance Jan 28, $649.

I added $30 to my checking account cushion -- New balance Jan 28, $720.

My $20 challenge to my money market netted a $35 deposit (this included leftover budget money in dollar bills, quarters and dimes, PLUS a $20 bill I found in a zippered pocket of a purse I haven't used in a few weeks. Yay me!)
My automatic transfer of $180 was also deposited on Jan 20.

Previous money mkt balance, $7,531

New money mkt balance Jan 28, $7,666

New balance toward extra mortgage payment Jan 28, $480

Total in account Jan 28, $8,146

2 Responses to “January Challenge”

  1. homebody Says:

    Good for you!

  2. LuxLiving Says:

    Inch by inch!!! YEAH!

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