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Archive for September, 2010

Nickel and Dime Plan

September 15th, 2010 at 01:07 am

I haven't blogged in quite some time. Too busy for words, too tired. Too lazy. And a little stressed at work. Plus my supervisor wants me to take a higher paying and more STRESSFUL position and I'm just not interested in the additional health problems and the additional work and hours. (The money would be nice, but it isn't a huge raise. Not sure if the additional stress is worth it.)

Anyway, the good news is I'm still saving money and looking for new ways to divide up a dime. Still inspired by the savingadvice camp. At one time, I felt like my budget was being nickeled and dimed to death, but as of this month (Labor Day) I'm using the concept to my advantage.

I started a financial freedom jar and intend to deposit something into it every day from the cash allowance/envelope system I currently use. EVEN A NICKLE OR A DIME!!! It's an effort to change my focus to the positive (building) rather than the negative (subtracting and whining about it).

Then I'll deposit the collection each payday or each month CONSISTENTLY into the wealth account. (I've had issues with consistency.) The bank tellers always smile and seem to say, 'how sweet' when I deposit dollar bills and change, but when they look at the balance of the account, they seem to say 'hmmm.'

Even though it looks like I may not meet my goals by the end of year, I'm still striving for them. It just means I'll stretch the goals into 2011. Happy saving!