Had high goals of saving on utilities and groceries this month since my son would be away at school rather than home every weekend. However, we didn't do as well as I'd hoped.

Total household expenses: $3,103 plus $639 for regular car insurance premium, so that's $3,742 total. (Transferred $650 from Freedom account to pay for car insurance and extra.)

Utilities were about $60 cheaper than prior month, but still higher than I wanted. Groceries were over the budgeted cash envelope amount of $200 (I borrowed from other envelopes to stock up on sale items--I bought 6 boxes of Cheerios!--and to buy snacks for the kid at college.) I've been at or below $200 a month four months this year for grocery purchases (includes some household items, but I budget additional $40 to $60 a month for household items). Still working on this...
Gas was also over the budget amount due to extra travel to my son's college.

Added regular savings allotments to all accounts, plus extra $64 not used (a gift check for shopping).

Refuse to look at the balance in my IRA. I know it isn't pretty. But my regular savings accounts are still building up. I'll have to comfort myself with the familiar routine of regular savings allotments and 2% interest.