The kid's college expenses.
(All are paid for but cost in maintenance and insurance. Unfortunately, for both the expense and the environment, it's difficult to get around our city without an automobile.)
(Includes my son's extensive and expensive dental work, his contact lenses, my glasses, medical concerns for 2 chronic illnesses (lupus--me--and cerebral palsy--my spouse).
Note: Feel trapped by many of the above expenses above, but trying to stay hopeful. I've looked and looked and will keep looking to see where I can cut back. I'm able to cut back on small items fairly easily, but these big items...yikes! It's not very pretty once I add it all up.
OBSTACLES IN SAVING