Before discovering this website and the many other websites out there for encouragement in saving, I pretty much had to encourage myself and motivate myself to save money while living with a spouse and teenage child that are bored by all things financial. I read lots of books and I'm a little nerdy, so those two things helped.

Within the last year I started a new thing to stay on track...I held a household finance meeting / conference every 2 weeks, usually when I got paid. But at least once a month. (So far I've been the only one to show up at this regular finance meeting.) At this meeting I would:
1. Review my paycheck stub.
2. Review our budget and budget each paycheck to the dollar (or 'assign each dollar a destination' - Dave Ramsey)
3. Pay all current bills due and project new expenses.
4. Update checkbook balance, transferring any amounts we were under-budget into savings.
5. Gather all loose change from my purse, the washing machine, the car, the couch, pockets, and under my son's bed to fund coin jars.
6. Check balances in budgeted cash envelopes and use some of the remaining cash (if any) for savings.
7. Review bank accounts and balances. (Balance checkbook once a month).
8. Clip coupons and review sales papers.
9. Go to the bank for payday withdrawals to fund cash envelopes.
10. Determine my financial net worth. (I usually do step 10 every other month or so.)
11. Give a rundown to my spouse until he falls asleep.

Meeting adjourned.