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Archive for May, 2014

CFO Woes -- The Breadwinner Surrenders (Almost)

May 14th, 2014 at 01:15 am

Lot of extra expenses -- insert sad face and a whimper.

I missed the whole month of April for blogging... my goal is to blog AT LEAST once a month. Oy!!

But I'm here!!

This is a tough time to be the breadwinner and Chief Financial Officer (CFO) at my house. Is there anyone out there that would like to step in and take over for me? Ha ha!!

In April the extra expense was my son's vision exam. No vision insurance. $200 total (with contacts). Also I paid off the credit card bill for the new stove ($550).

The month of May so far, has included 3 graduation cash gifts (niece, nephew, family friend), a $300 dental bill and 2 traffic tickets to pay (10 miles over speed limit. What?!). Happy Mother's Day to me!!

(Question: Does anyone have any decent dental insurance? I need a plan for my young adult child son who is currently unable to keep a job due to his brain disorder. All dental insurance I've researched seems expensive and not to cover much... just asking...)

The Freedom Account/Working account is working, but I can't seem to get it 'super-funded'. My plan was to have a year's worth of car insurance premiums set aside as well as the $800 for my spouse's 'ankle/foot orthotic' shoes/braces by June. Also, I wanted the car repair sub-account and additional medical/dental sub-account to have a decent amount. Can't seem to get ahead with all the 'activity'. It ain't looking good.

I'll have to change my expectations... or run away from home.

I'm also disappointed that I wasn't able to pay extra on the mortgage in April or May (boo hoo!). But I'll get there. I'll take a deep breath and go over the budget again(!)...

Anyhoo, even though I'm almost (almost!) ready to wave the white flag of surrender, I'm hanging in there like the rest of you. It's great to vent and find my humor in blogging, lighten the stress. What a comfort you saving advice friends are!! Happy saving!!