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Archive for January, 2010

Status Dec 08 to Dec 09

January 28th, 2010 at 11:05 pm

Been busy this month...

From my old side bar:
As of Dec 08 --
Mortgage: $58,741 remaining.
No credit card debt (Hallelujah!!)
Retirement: 21,500 IRA (trad'l)
Retirement: 74,470 401K
Wealth acct (Money Mkt): $7,931
Freedom acct: $3,097
Cushion in chkg acct: $250
Christmas acct: $44
House repair acct: $954
Grandkids acct: $372
The Kid (future gift/out-on-his own acct): $583
Car account: $655

From my records, as of Dec 09 (new sidebar) --
Mortgage: $56,127
No credit card debt
Retirement: 34,037 IRA (trad'l)
Retirement: 84,972 401K
Wealth acct (Money Mkt): $13,325
Freedom acct: $2,898
Christmas acct: $410
House repair acct: $125
Grandkids act: $402
The Kid (future gift/out-on-his own/car acct): $923

Checking In

January 28th, 2010 at 11:03 pm

I thought the whole month of January would pass by without being able to post an entry!! Busy month!!

I've been working on the end-of-year finance reports for my church PLUS a lot of extra hours at my regular job. Too busy for words...

Started the year 2010 with a whimper. My final dental bill is $625, which I'll pay next week. Plus the kid needed another root canal. What is it with OUR TEETH??? New dental insurance pays 50% (old dental insurance paid 20%)...still the bill for him is $600, which includes the crown.

Anyhoo...
Made some progress in 2009, but praying to consistently move forward. Trying not to focus on the time it takes to get where I want to get (it feels reaaalllly slowwwwwww). I love this time of year, because even if I MIGHT be discouraged about my progress, I'm reminded to just keep pushing forward. And be patient.

Same goals this year as last year--for the most part. I will not be discouraged. I've updated my sidebar and posted another post comparing my Dec 08 to my Dec 09 status. Cut down a few goals in an effort to focus. I really want to increase my retirement contribution, but in an effort to get my wealth account and house repair account up to the amounts I want, I'll delay the increase to retirement until I get a comfortable amount in these accounts. Failed appliances (and the resulting appliance purchases) last year cleaned out the house repair account. Time to get more realistic about that.

Are we ready? Forward march!