Learning from my father's thrift. (My mother, however, calls him cheap.)
A cash-only budget (envelope system) for flexible expenses.
Regular automatic savings allotments toward several savings goals--wealth, retirement, Christmas shopping, home repairs, college fund, etc.
A steady salary. (I'm so grateful!!)
Shopping thrift stores (go Goodwill!!) for 80 to 90% of my clothing.
Discovering the finance book section in the library.
Discovering savingadvice.com (yay me!)
POSITIVE STRIDES IN SAVING